We offer an account comprising household products as well as selected cover for commercial property risks and SMEs. Our business is written via delegated authority agreements.
We accept business from:
- Lloyd’s brokers
- Lloyd’s approved coverholders
- Financial organisations
- Charities and affinity groups, with whom we work closely in order to provide unique products for their market
Our team includes the chairman and members of the Lloyd’s Market Association for UK personal lines household and UK commercial panels, as well as the Lloyd’s representative on the ABI Property Committee.
We write personal lines covering properties in the UK and Republic of Ireland as well as holiday homes across Europe. Our team also provides policies for touring caravans, static caravans and park homes.
This business is written through:
- Delegated authorities granted to building societies, lenders, affinity groups
- Lloyd’s brokers
- Other dedicated personal lines intermediaries
We work closely with our partners to provide products appropriate to their distribution channels and customer requirements.
Our experience in this class is demonstrated by our strong track record and long standing relationships with our clients. Many of our major business partners have been placing business with us for over ten years, and some in excess of twenty years. We pride ourselves on our flexibility and technical expertise that allow us to develop bespoke products for clients.
We write commercial property and SME business offering protection for specialist property delegated schemes. We provide cover to property owners and affinity partners, including insurance for jewellers block, golf clubs, hairdressing salons and unoccupied commercial properties.
We work closely with intermediaries to provide products appropriate to their distribution channels and customer requirements. Our business is written through:
- Delegated authorities granted to Lloyd’s brokers
- Affinity groups
- Other dedicated commercial lines operators
We focus on our core areas of expertise and adopt a flexible and innovative approach to tailor policies to meet clients’ requirements. We pride ourselves on our ability, experience and willingness to look at more complex and diverse niche business.