Crisis Management Insurance

CRISIS MANAGEMENT INSURANCE

We underwrite a specialist book of crisis management products. We offer an excellent service and response capability, with high levels of underwriter availability and the flexibility to respond to short-term situations as well as generally recognised threats. Our team is also supported by expert risk and crisis consultants.

Sabotage & Terrorism

We write a diverse sabotage and terrorism account with a mix of global industrial accounts and country-specific commercial risks. The portfolio encompasses business written in over 150 countries, with a focus on UK, USA, Africa, and Asia. 

We take a proactive approach to monitoring our market, with the use of external consultants to identify risk exposures. We have the flexibility to respond to short-term situations that occur following a flash-point situation, as well as more generally recognised domestic threats. Industries covered include:

  • Utilities
  • Industrial
  • Energy
  • Transportation
  • Manufacturing
  • Mining
  • Retail
  • Commercial
  • Construction
  • Leisure (including residential)

In addition we offer a wide range of additional coverages including Terrorism Liability, Active Assailant, Nuclear, Biological and Chemical cover as well as bespoke products for individual insureds.

Kidnap & Ransom

We write a worldwide book of kidnap and ransom insurance, offering limits in line with clients’ requirements and supporting market wordings as well as providing bespoke wordings as required. Coverage includes the expenses of expert crisis consultants, salary benefits, rest and rehabilitation and business interruption. We also provide 24/7 and 365 days a year expert response and claims-handling capabilities.

We cover corporate insured and individual or family policies against a range of perils including:

  • Kidnap
  • Property or personal extortion
  • Hijack
  • Wrongful detention
  • Political evacuations and repatriation
  • Death and dismemberment

We also offer wrongful detention, political evacuation and kidnap expense to complement travel insurance policies.

Canopius Assailant Programme

These high-profile attacks can happen anywhere and traditional insurance products fall short on coverage for specific active-assailant events. The Canopius Assailant Programme provides various cover to enable businesses and public service providers with the immediate means to recover from a malicious violence event. You don’t need to be a target to be a victim.

Cover Available

  • Business Interruption
  • Physical loss and/or damage to property
  • Extra Expenses: Designated post event public relations consultancy Relocation expenses Counselling and/ or psychiatric care Medical expenses Recruitment costs Security costs Temporary facility costs

Optional Extensions

  • Legal liability costs
  • Memorial costs

Key Features

  • Broad definition of weapon which is inclusive of any device used to cause physical damage, loss or bodily injury
  • No minimum victim count or maximum cap up to the limit insured, any malicious violent act is covered at an insured location
  • Coverage designed to get businesses back up and running as quickly as possible
  • Allows client preference in respect of crisis management responders
  • Fills In the gaps in coverage between an all risk and a terrorism policy

Capacity

Our capacity is $100m (USD)

Speak to one of our specialist underwriters – select from the regions below