We underwrite a range of products related to General Liability, London Market Professional Lines and US Management and Professional Lines.
We offer an innovative and flexible approach to individual clients’ needs in covering complex general liability exposures. General liability insurance is a means where business organisations can protect themselves against third party claims for bodily injury and property damage arising out of premises, products, completed operations, advertising and personal injury liability.
An ever complex business environment characterised by globalisation brings with it more complex and potentially catastrophic risks. It is only in the event of a potential catastrophe, which can severely disrupt or even close down businesses, where the value of a financially stable tower of general liability insurance comes to light.
With lawsuits on the rise and plaintiff attorneys seeking larger awards, this risk is very real. Ensuring businesses worldwide purchase the right amount of general liability limit and scope of coverage is more important than ever in today’s global economy.
Our portfolio comprises of: occurrence, claims made and occurrence reported triggers; follow form coverage as well as standalone forms; full knowledge and use of market forms.
Our risk profile:
- US Fortune 1,000/Multinational companies
- Freight and passenger operations in the rail industry
- Commercial construction
- Light and heavy product manufacturers, mining, chemicals, auto manufacturers and defence contractors
We target excess general liability cover to companies located, mainly in the USA.
Our capacity is up to $25 million (USD) or local currency equivalent. Minimum attachment point of $5 million (USD) or local currency equivalent.
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Senior professionals face significant potential risks that arise from the decisions they make every working day. We are pleased to offer a wide range of solutions to protect them against litigation from their clients, business partners, and regulators.
We provide a range of direct and facultative insurance and reinsurance cover for professional indemnity, directors and officers liability and financial institutions risks. We can assess every risk on its own merits in order to deliver bespoke solutions.
We will consider all jurisdictions where Lloyd’s is licensed to write business, with acceptable risks ranging from UK and multinational SMEs to large corporates with US stocks listings.
Our capacity is £10 million / $15 million (USD) / EUR 15 million.
Our team has significant underwriting experience and the technical expertise to provide creative underwriting solutions. We currently write a simplified follow form excess product – excess coverage is available for:
- Directors & officers liability
- Employment practices liability
- Side A DIC
- Fiduciary liability
- Crime and fidelity
- Cyber and technology E&O
- Miscellaneous professional
- Accountants professional
- Lawyers professional
Our risk size is upper middle market to Fortune 500 commercial risk and financial institutions. We are fundamentally service-oriented and pride ourselves on building long-standing relationships with our clients.
Our primary product portfolio capabilities are:
- Private Pact – our management liability package policy for private companies, inclusive of D&O, employment practices liability and fiduciary liability
- Executive Pact – our D&O liability policy for public companies