Casualty Treaty

Casualty Treaty Reinsurance

The Casualty Treaty Team specialises in crafting comprehensive US and International Casualty Treaty portfolios, covering a diverse range of risks. Our offerings include both Quota Share and Excess of Loss solutions, ensuring tailored protection for our client’s unique needs.

With strategic underwriting hubs located in Lloyd’s of London, Bermuda, Singapore, and Australia, we provide expert, globally informed treaty reinsurance services designed to enhance risk management. Our team’s extensive casualty reinsurance experience allows us to support our clients in navigating the complexities of a long tail class.


$15 million

What we do

  • Medical Professional Liability (Medical Malpractice)
  • General/Public Liability
  • Workers Compensation
  • Employer’s Liability
  • Professional Indemnity
  • Directors and Officers (D&O)
  • Auto Liability
  • Title
  • Environmental Liability

Our team looks to establish long-term relationships with clients and is committed to understanding their business. We are happy to partner with regional specialty carriers as well as nationwide and multi-regional carriers, depending on their underlying business and the reinsurance structure.

What sets us apart

  • We are a lead market across multiple classes and territories; our comprehensive portfolio ensures that we can meet the needs of our clients world-wide. We continually expand our reach and adapt to emerging markets, ensuring that we remain at the forefront of the industry, offering innovative solutions tailored to each region’s unique demands.
  • We understand that our clients expect and deserve the highest levels of service, and we deliver on this promise through our dedicated and responsive team. Our robust service levels are a cornerstone of our business, enabling us to build lasting relationships based on trust, reliability, and excellence.
  • Global reach with a local touch – that’s our philosophy! We have established a strong local presence in key markets around the world, allowing us to provide personalized service and in-depth local knowledge. This strategic positioning means we can respond quickly to market changes, understand local nuances, and offer solutions that are perfectly aligned with regional needs.
  • Our sophisticated risk assessment tools and systems enable us to underwrite with precision, ensuring that we can offer comprehensive coverage that meets the highest standards of protection. We approach your problems with solutions, providing our clients with the peace of mind that comes from knowing they are well-protected.
  • Our team of experienced underwriters is one of our greatest assets. With a wealth of knowledge and expertise, they bring a nuanced understanding of the insurance landscape to every policy they craft.
  • Our dedicated in-house claims team works to ensure that claims are handled swiftly, fairly, and efficiently. By keeping this critical function in-house, we maintain complete control over the claims process, providing our clients with a seamless and transparent experience.


What is Casualty Insurance?
Casualty insurance primarily covers liability and losses resulting from accidents, injuries, or damage to other people or property. Unlike property insurance, which covers losses to the insured’s own property, casualty insurance focuses on the insured’s legal liability for harm caused to third parties. It includes various types of coverage such as: General Liability, Professional Indemnity, Errors and Omissions, Directors and Officers and Auto.

What is reinsurance?
Reinsurance is a financial arrangement where an insurance company (the ‘ceding company’ or ‘primary insurer’) transfers part of its risk portfolio to another insurance company (the ‘reinsurer’). This helps the primary insurer manage risk, stabilize finances, and increase capacity to underwrite more policies.

What makes casualty re/insurance long tail?
Casualty re/insurance is ‘long tail’ because claims often take a long time to be discovered, reported and settled due to their complexity, involving extensive investigation and legal proceedings. This requires insurers to maintain long-term reserves and manage uncertainties arising from evolving legal, economic, and social factors, necessitating careful risk management and pricing strategies.

What is the difference between facultative and treaty?
Facultative reinsurance is individually tailored and assessed for specific high-risk exposures, offering flexibility but being more labour-intensive, while treaty reinsurance covers a standardized portfolio of policies within one or multiple line(s) of business, covering all policies that fall within the agreed-upon criteria, simplifying the process and enhancing efficiency for high-volume, homogenous risks.