Political Risk Insurance

Trade Political insurance protects businesses and financial institutions from losses resulting from political events or credit defaults that impact international trade and investments. These risks can include government actions, political instability, or customer payment defaults.

Companies involved in international trade, exporters, importers, and lenders financing cross-border transactions often benefit from this type of insurance. It’s particularly important for businesses operating in politically or economically volatile regions.

The insurer assesses the geopolitical and credit risk of the markets where a business operates. If a covered event occurs, resulting in financial loss, the policy compensates the insured for those losses, subject to the policy terms.

Yes, policies can be tailored to fit the specific needs of a business or project. Coverage can focus on particular countries, risks, or types of transactions.

• Protects against unexpected losses from political or credit risks.
• Provides confidence to expand into emerging markets.
• Enhances access to financing by securing receivables.
• Strengthens business resilience during uncertain times.

Look for insurers with expertise in the countries and markets you operate in. Assess their track record, policy flexibility, and customer reviews to make an informed decision.

Trade Political insurance covers a broad range of political risks including government actions such as expropriation, currency inconvertibility, breach of contract, non-payment, non-delivery and political force majeure events such as war or terrorism.