To provide us with the best possible chance to protect you, it is important that we know about your accident(s) as soon as possible.
At Canopius, we have created Equine Accident Reporting Guidance that sets out which type of injuries and/or circumstances you must report to us. This list is also broken down into a series of FAQs at the bottom of the page.
If an accident has arisen which falls within the scope of our Equine Accident Reporting Guidance, please complete the Accident Report below.
Once submitted, a copy of your completed Accident Report shall be emailed to you, our appointed delegated claims administrator, and us.
If you have not received a copy of your completed Accident Report or are unsure whether an accident should be notified, please contact us at cnpequineliabilityclaims@canopius.com.
Please note that, at present, this service is open to Policyholders domiciled within Great Britain, Northern Ireland, the Channel Islands, the Isle of Man and the Republic of Ireland only.
Please complete one Accident Report per Injured or Affected Party.
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FAQs
Amputations
Bone fractures or stress fractures
Burn injuries (including scalding)
Complete loss of sight or deterioration in vision in one or both eyes (permanent impairment or temporary interference)
Deafness (total and partial hearing loss), loss of speech (speech deficit) and/or tinnitus
Degloving injuries (open or closed)
Epicondylitis [inflammation of the elbow joint: medial (golfer’s elbow) or lateral (tennis elbow)]
Facial injuries
Hair damage leading to any skin condition, tingling or ‘burning’ of the scalp and/or hair loss (bald patches) attributable to the accident
Head or brain injuries (including concussion)
Joint dislocations
Repetitive strain injuries (RSI)
Reproductive system injuries
Scalping (separation of skin from the head) requiring medical treatment by a registered medical practitioner and/or visit to a medical facility
Spinal injuries [from “minor” back injuries (without surgical intervention) to paralysis]
Tendons which rupture or tear [whether completely (severance) or partially]
Torso injuries which cause damage to internal organs in the chest or abdomen
Yes: Work-related stress (including that triggered by bullying, harassment and/or discrimination) or post-traumatic stress disorder (PTSD); and
Other recognisable psychiatric or psychological injury
The following illnesses, diseases and medical conditions are also notifiable:
Cancer attributable to an occupational exposure to a known human carcinogen or mutagen (including ionising radiation) [e.g. lung cancer and mesothelioma (asbestos-related disease)]
Complex Regional Pain Syndrome [CRPS], Fibromyalgia Syndrome (Fibromyalgia) [FMS], Chronic Pain Syndrome [CPS], Myalgic Encephalomyelitis or Chronic Fatigue Syndrome [ME/CFS], Conversion Disorders [Dissociative Disorders], Somatic Symptom Disorders and any other Pain Disorder
Disease attributable to an occupational exposure to a biological agent
Hypothermia or heat-induced illness
Occupational asthma
Occupational dermatitis, eczema, psoriasis or any other skin condition
Vibration white finger [VWF] and/or hand-arm vibration syndrome [HAVS]
Yes: Deaths arising out of or in connection with a work-related accident; and
Suicides which occur at Your Premises
Yes:
Any circumstance which has prompted an investigation under Your safeguarding policy
Cases of food poisoning or toxicosis
Cases of physical abuse, sexual abuse and/or false imprisonment
Loss of taste and/or smell following an accident
Any other circumstance where there has been intimation of a claim against You and/or where You suspect a claim may arise
Injury, illness or disease (fatal or non-fatal) to any Horse(s) [not owned (whether fully or partially) by You] within Your care, custody or control for which there has been intimation of a claim against You and/or where You suspect a claim may arise.
Yes: Any injury arising out of or in connection with work which results in an Employee (as defined within Your Policy) or contractor being away from work or unable to perform their normal work duties for more than three consecutive days (not counting the day of the accident, but including weekends or other rest days)
Yes: Any person who is referred for medical treatment by a registered medical practitioner and/or visits a medical facility (e.g. a doctor’s surgery, dentist or hospital) as a result of the injury/ies sustained is deemed notifiable
This includes any case(s) where a person loses consciousness; and/or requires resuscitation
Our full ‘Equine Accident Reporting Guidance’ document can be found below:
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