Financial Lines – Errors & Omissions insurance (E&O)
If your business provides advice or professional services, a single mistake, real or alleged, can result in expensive legal action. Even unfounded claims can damage your reputation and disrupt your operations.
Canopius offers tailored errors and omissions insurance backed by global underwriting expertise and responsive claims support, helping you protect your people, your practice, and professional credibility.
Our capacity
What is Errors & Omissions insurance?
Errors and omissions insurance protects professionals against claims that arise from alleged mistakes, misjudgments, or failures to deliver services to an expected standard.
This cover is designed to support you when a client alleges that your advice, documentation, or professional service caused them financial loss. It can help pay for legal defense, settlements, compensation, and related costs, even if you’re ultimately not at fault.
Target markets
E&O insurance is particularly important for professionals working in regulated industries or under contractual arrangements where liability is clearly defined.
We regularly support clients across the following industries:
- Accountants
- Appraisers
- Architects
- Attorneys / Lawyers
- Contractors (Design & Build)
- Engineers
- Financial Advisors
- Insurance Agents and Brokers
- Surveyors
- Consultants, advisors, and professionals across the broader Legal, Financial, and Professional Services sectors, including (but not limited to): Real Estate Attorneys, In-House Counsel, Auditors, Bankruptcy Practitioners, Management Consultants, Business Advisors, Trial Lawyers, Real Estate Agents, Leasing Agents, Property Managers, Public Relations Consultants, Branding Agencies, Creative Agencies, and Recruitment Consultants.
Whether you are a global advisory firm or a sole practitioner, if your clients rely on your professional expertise, you are exposed to potential claims. Speak to your broker about finding a solution with Canopius.
- Negligence, errors, or omissions in professional advice or service delivery
- Failure to meet a contractual obligation or professional standard
- Breach of duty, misrepresentation, or inadequate documentation
- Legal defense costs, including solicitors’ fees and court costs
- Settlements, awards, or damages paid to claimants
At Canopius, we provide primary and excess E&O cover for businesses in the UK, the US, Australia, and internationally.
We consider risks on both an open market and delegated authority basis, with a focus on complex, regulated, and cross-border professional exposures. Our underwriting capability extends across admitted and non-admitted platforms, allowing us to structure solutions that meet local regulatory requirements and client needs worldwide.
Our E&O insurance solutions
Errors and omissions coverage is a core element of risk management for organisations that provide professional advice or services, across regulated and non-regulated sectors, from early-stage firms to global enterprises, and throughout the full business cycle.
As part of our specialist liability portfolio, Canopius offers:
- Standalone E&O policies or integrated solutions alongside Cyber Liability cover
- Bespoke policy wording for niche, regulated, or emerging professional sectors
- Responsive underwriting and experienced claims handling tailored to your commercial realities
We aim to work in partnership with brokers and insureds to provide clarity, coverage, confidence, and continuity.
Speak to one of our specialist underwriters
