Real Estate Industry Insurance
Support growth, secure your property, and mitigate risks with tailored real estate insurance. The real estate industry presents investors with a myriad of risks, ranging from market fluctuations to physical asset damage. Comprehensive real estate insurance is essential to protect your investments and ensure lasting stability.
Whether you rent out a single property or manage a multinational portfolio, our bespoke insurance solutions are designed to meet your specific needs. We offer coverage that adapts to the unique challenges of the real estate market, providing peace of mind and financial security. Take a look at our industry-leading solutions below.

Insurance products for Real Estate
Canopius offers the following insurance products tailored to the real estate industry:
Our expertise is in insurance solutions
At Canopius, we understand the risks faced in the real estate industry and have a range of solutions built to support your business.
Construction & Engineering Insurance
Provides coverage for construction projects, renovations, and engineering works, protecting against risks such as structural defects, contractor liabilities, and delays.
Crisis Management Insurance
Cyber Insurance
Delegated Commercial Property Insurance
Provides comprehensive coverage for commercial real estate portfolios, safeguarding investors, asset managers, and large-scale property owners against risks such as structural damage, business interruption, and liability. This solution ensures long-term financial stability and risk management.
Delegated Holiday Home Insurance
Tailored protection for large-scale holiday rental operators, property management firms, and institutional investors managing vacation property portfolios. Covers risks such as property damage, revenue loss, and liability exposure, ensuring seamless business operations.
Delegated Homeowners Insurance
General Liability Insurance
Management Liability Insurance
Safeguards real estate businesses from financial risks, including professional liability, directors’ and officers’ (D&O) liability, and fraud-related exposures.
Open Market Property Insurance
Covers individual commercial and residential properties against damage from fire, natural disasters, theft, and other potentially unforeseen risks.
Specialist Consumer Products Insurance
Tailored coverage for unique real estate-related products, including high-value property contents, landlord insurance, and tenant liability protection.
Why choose Canopius?
Canopius Syndicate 4444 is the largest in Lloyd's of London with a £2.55 billion capacity
We have built our trust and reputation across the globe offering insurance expertise, from the largest capacity in London to the single largest Lloyd’s syndicate in APAC. Our reinsurance and US business are tailored to meet your needs as a bespoke insurance provider, offering distribution partners a variety of underwriting platform solutions to suit each client.
More than 20 years of experience
Backed by more than 20 years of experience, we have built a reputation for excellence in real estate insurance – delivering tailored solutions that protect your property investments and manage complex portfolios.
In 2024, the Canopius Group wrote $3.53 billion (USD) of insurance contract written premium
With a portfolio exceeding $3.53 billion in annual gross written premiums, our syndicate is trusted globally to provide robust and reliable coverage for a diverse range of construction and engineering risks.
Our specialists provide cover for
We tailor solutions for a broad range of organisations operating within the real estate sector, including:
- Commercial property investors
- Estate agents and property management firms
- Hotels and leisure properties
- Housing associations and social landlords
- Property developers
- Real estate investment trusts (REITs)
- Residential landlords
Each policy is customised to address the unique risks faced by your organisation for your peace of mind.Â

FAQs
-
Our insurance policies cover a wide range of risks, including physical damage to properties, loss of rent, public and employer liability, and specialist coverage. This includes warranty and indemnity, tax and legal indemnities, and construction and development risks.
-
Real estate insurance typically refers to a broader range of coverage that protects your entire investment portfolio, including both commercial and residential properties.
Property insurance usually focuses on physical damage to buildings and contents. Real estate insurance often includes additional cover options like business interruption, liability protection, and risk management services tailored for property investors.
-
Estate agents generally require professional indemnity insurance to protect against claims arising from advice or negligence. They also need public liability insurance to cover any injuries or damages incurred by clients or visitors.
In some cases, additional covers such as cyber insurance or business contents insurance may also be advisable.
-
We specialise in tailoring policies to meet the specific needs of your portfolio, whether you own a single property or manage a large, multinational investment.
-
Our extensive international network, combined with local market insights, allows us to provide consistent, high-quality cover regardless of where your properties are located. This ensures that you are protected against regional risks and benefit from global best practices in risk management.