Retail Industry Insurance
Empower your retail business with bespoke insurance solutions that secure your operations and boost customer confidence.
The uncertainty of retail operations can lead to costly disruptions, stress, and business vulnerability. That’s why comprehensive retail insurance is essential; it transforms risk into resilience by providing tailored cover that protects your stock, premises, and reputation.
Our bespoke policies are designed to help clients mitigate exposures such as theft, cyber threats, liability claims, and supply chain interruptions. With the right policy in place, you can stay focused on long-term growth for your business.
Insurance products for Retail
Canopius offers the following insurance products tailored to the retail industry:
Our expertise is in insurance solutions
At Canopius, we understand the risks faced in the retail industry and have a range of solutions built to support your business.
Crisis Management Insurance
Provides retailers with strategic protection against unforeseen events such as product recalls, contamination, or sabotage to enable a swift return to business continuity.
Cyber Insurance
Delegated Commercial Property Insurance
Management Liability Insurance
Protects retail organisations from financial and management liabilities arising from regulatory actions, fraud, or negligence, helping uphold leadership stability and financial integrity.
Marine Cargo Insurance
Open Market Property Insurance
Specialist Consumer Products Insurance
Addresses distinctive risks of niche or high-value consumer goods, including liability for product defects, recalls, and warranty issues, preserving both retailer interests and customer satisfaction.
Specie & Fine Art Insurance
Provides dedicated coverage for retailers handling luxury or collectable items to protect against damage, theft, or mishandling risks associated with a high-value stock.
Why choose Canopius?
Canopius Syndicate 4444 is the largest in Lloyds of London with a £2.55 billion capacity
We have built our trust and reputation across the globe offering insurance expertise, from the largest capacity in London to the single largest Lloyds syndicate in APAC.
Our Reinsurance and US business are tailored to meet your needs as a bespoke insurance provider, offering distribution partners a variety of underwriting platform solutions to suit each client.
More than 20 years of experience
In 2024, the Canopius group wrote $3.53 billion (USD) of insurance contract written premium
With a portfolio exceeding £3.53 billion in annual gross written premiums, our syndicate is trusted globally to provide robust and reliable coverage for a diverse range of retail risks.
Our specialists provide cover for
We tailor solutions for a broad range of organisations operating within the retail sector, including:
- Clothing and fashion retailers
- E-commerce and online marketplaces
- Electronics and technology shops
- Grocery and convenience stores
- Homeware and furniture retailers
- Individual retailers
- Jewellers and Art galleries
- Multi-outlet franchises and chains
- Specialist and boutique outlets (e.g., florists, pet shops, or gourmet food stores)
Each policy is customised to address the unique risks faced by your organisation for your peace of mind.
