Programs

Program insurance is a tailored insurance structure where an insurer partners with a program administrator or MGA to deliver coverage for a specific niche or sector. It enables specialist expertise to combine with insurer capacity, creating customised solutions that traditional carriers may not provide.

For MGAs and brokers, program insurance offers flexibility, innovation, and the ability to address underserved or emerging markets with confidence.

We partner with MGAs and program administrators who can demonstrate proven underwriting expertise, robust operational infrastructure, and innovative solutions tailored to niche or underserved markets.

We value administrators who bring specialist knowledge or unique distribution advantages, allowing us to co-develop programs that drive sustainable growth. This partnership model helps both parties build long-term portfolios with resilience and competitive edge.

We write a diverse range of business across property, liability, transportation, and delegated programs. Our appetite extends to both established classes and emerging opportunities where specialist knowledge creates value.
By adapting to the evolving needs of reinsurance markets, we ensure our partners can serve their clients effectively while taking advantage of new growth areas.

Using non-admitted paper gives flexibility in pricing, coverage design, and terms. Partnering with Canopius allows MGAs to address hard-to-place risks and build solutions that traditional carriers may not offer.

This flexibility helps meet client demand in dynamic sectors and ensures that MGAs can deliver responsive solutions even in complex market conditions.