Fintech Industry Insurance
Bespoke coverage empowering fintech innovators to grow with confidence.
Fintech companies are reshaping how people manage, move, and multiply money. Yet delivering innovative services often involves navigating complex risks.
Stringent regulations, rapidly evolving technology, and international expansion can all combine to increase a company’s exposure. That’s why fintech insurance is crucial — providing the robust cover you need to focus on growth and cutting-edge solutions without compromising on protection.
By partnering with us, you secure a competitive edge and the peace of mind that your business, workforce, and customers remain protected from unforeseen setbacks.
Insurance products for Fintech
Canopius offers the following insurance products tailored to the fintech industry:
Our expertise is in insurance solutions
At Canopius, we understand the risks faced in the fintech industry and have a range of solutions built to support your business.
Cyber Insurance
Digital Asset Insurance
Designed for fintechs and digital platforms dealing with cryptocurrencies, tokens, and blockchain technology. This cover safeguards your business from losses arising from hacking, theft, or system failures related to virtual assets.
Management Liability Insurance
Open Market Property Insurance
Political Risk Insurance
Fintechs must address a broad spectrum of operational and strategic threats, including regulatory & compliance, cyber threats & data security, errors & omissions, and fraud & crime. With financial authorities closely monitoring new platforms, non-compliance can lead to fines, reputational harm or business interruptions, while data breaches can erode customer trust.
Tackling these challenges starts with a comprehensive risk assessment. Our team identifies vulnerabilities early, recommends targeted mitigation strategies, and arranges suitable insurance solutions for added resilience.
Why choose Canopius?
Canopius Syndicate 4444 is the largest in Lloyds of London with a £2.55 billion capacity
We have built our trust and reputation across the globe offering insurance expertise, from the largest capacity in London to the single largest Lloyds syndicate in APAC.
Our Reinsurance and US business are tailored to meet your needs as a bespoke insurance provider, offering distribution partners a variety of underwriting platform solutions to suit each client.
More than 20 years of experience
Backed by more than 20 years of experience, we have built a reputation for excellence in fintech insurance – delivering tailored solutions that protect your investments and manage complex portfolios.
In 2024, the Canopius Group wrote $3.53 billion (USD) of insurance contract written premium
With a portfolio exceeding $3.53 billion in annual gross written premiums, our syndicate is trusted globally to provide robust and reliable coverage for a diverse range of fintech risks.
Our specialists provide cover for
Our coverage is tailored to meet the diverse needs of various businesses across the fintech sector, including:
- Alternative finance platforms
- Crowdfunding platforms supporting startups and SMEs
- Cryptocurrency exchanges and blockchain-based businesses
- Digital banking and neobanks
- Insurtech companies
- Online trading platforms and algorithmic trading firms
- Payment service providers and electronic money institutions
- Peer-to-peer lending
- Regtech providers ensuring compliance with financial regulations
- Wealthtech firms providing robo-advisory and investment management
Each policy is customised to address the unique risks faced by your organisation for your peace of mind.
