Management Liability Insurance
At Canopius, we protect the people behind the decisions. Our Management Liability team brings more than 75 years of combined underwriting experience to deliver tailored insurance solutions for businesses of all sizes — from ambitious startups to FTSE 100 giants.
We offer a comprehensive suite of products including Directors & Officers Liability, Employment Practices Liability, Fiduciary Liability, and Crime insurance. Whether as a stand-alone policy or part of a broader package, our solutions are designed to meet the unique needs of each client.

With a broad risk appetite and deep sector expertise — from healthcare and technology to retail and professional services — we provide flexible and responsive cover backed by Canopius’ financially rated security.
The Canopius Management Liability team is made up of seasoned underwriters with decades of experience in the insurance industry. Using this, alongside its expertise in both commercial and private industries, the team is able to offer insurance solutions to a range of clients – from some of the largest global corporations to small- and medium-sized enterprises (SMEs).

- Directors & Officers liability (Public and Private, ABC/AB/Side A)
- Fiduciary Liability / Pension Trustee Liability
- Employment Practices Liability (*Wage and Hour Insurance offered in Bermuda)
- Public Offering of Securities insurance
- Crime insurance
- Publicly traded firms
- Privately held firms
- Not-for-profit organisations
- Agriculture (including cannabis exposed risks)
- Construction
- Distributors
- Education
- Healthcare
- Hospitality
- Manufacturing
- Professional services
- Restaurants
- Retail
- Startup companies
- Technology
- Transportation
- Universities
What sets us apart
- Utilising our experience and expertise, the team can offer insurance solutions to a range of clients – from some of the largest global corporations to small- and medium-sized enterprises
- We understand how important it is to develop an insurance solution that is tailor-made to suit your clients’ needs
- These solutions can be offered on a stand-alone basis or as part of a package
- Underwriters are empowered to make decisions with all underwriting decisions taken in one location
- We have an excellent in-house claims team
Speak to one of our specialist underwriters










FAQs
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Management Liability insurance is usually for companies with Directors or Officers but sole traders may still need certain liability covers depending on their business structure and regulatory exposure. Best to speak to a broker or underwriter to assess.
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Directors and Officers face claims from shareholders, employees, regulators or competitors. These can be for alleged mismanagement, breaches of duty, employment disputes, or compliance failures — all of which can cost a fortune.
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Management Liability insurance may cover civil fines or penalties if insurable by law and defence costs. But criminal fines and penalties are excluded. Scope of cover depends on policy wording and local laws.
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Yes. For all organisations, Management Liability insurance is essential protection against massive claims. It protects the company and its senior people from financial and reputational damage.
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Public liability covers third party bodily injury or property damage claims. Management liability covers claims against Directors, Officers and senior leaders for their decisions or actions in running the business.
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