Specialist Consumer Products – Payment Protection Insurance
Our insurance protects policyholders in the event they are unable to pay a financial commitment following an accident, sickness, and/or unemployment.

- Coverholders
- Leasing companies
- Mortgage lenders and intermediaries
- Other lenders
- Specialist intermediaries
- Utility providers
Insurance for homeowners, tenants, borrowers, parents, and lessees.
- Bill repayment protection: our insurance covers the regular payment of household bills such as utilities (electricity, water, gas), internet, phone services, and other recurring expenses.
- Loans and leasing (including credit card repayments and car leasing): our cover protects against the repayment of borrowed money from financial institutions, including personal loans, business loans, student loans, and credit card balances. Also, leasing payments for using a vehicle over a specified period.
- Mortgage payment protection: we offer cover for homeowners and tenants if they are unable to work due to an accident, sickness, or involuntary unemployment, preventing missed mortgage payments.
- School fees repayment: we offer insurance to cover the payment of educational expenses, such as tuition fees.
- Short-term income protection: we offer a safety net by replacing a portion of your income if you are unable to work due to illness, injury, or other covered events for a short period, maintaining financial stability.
- Subscriptions: a lifestyle cover that maintains chosen subscriptions, fees and commitments.
- We lead the way in different markets with our well-established products, continually exploring new opportunities and pioneering advancements in the insurance sector. Our innovative approach ensures that we remain at the forefront of the industry.
- We believe in building long-term partnerships. Our commitment to mutual growth and success is reflected in the strong, lasting relationships we maintain with our clients.
- Our claims team is renowned for its diligence and attention to detail. It ensures that every aspect of the claims process is thoroughly managed, providing our clients with a seamless and efficient experience.
Speak to one of our specialist underwriters








FAQs
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Payment protection ensures that financial commitments are covered if the policyholder cannot work due to:
- An accident
- Illness
- Involuntary unemployment
It provides policyholders with financial stability during unforeseen challenges, offering peace of mind that their housing costs, loans, etc can be met.
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Payment Protection insurance works by providing regular payments to cover financial commitments when a policyholder is unable to earn income.
Once a claim is approved, the insurance pays an agreed amount directly to the lender or policyholder for a specified period. This ensures housing commitments are maintained.