Based in Chicago, Canopius US Insurance, Inc. (‘CUSI’) is the Group’s US domestic insurance company licenced in all 50 States and Washington DC. The team writes excess and surplus lines binding authority business across a range of business lines through a select number of distribution partners.
With our experienced underwriters, we provide a high quality of service across a diverse portfolio of business. We have also embedded a transparent aggregate modelling and management process.
Please click here to visit our CUSI site for US Agents.
The portfolio mirrors the lines Canopius leads from London, with specialities including:
Our automobile account primarily comprises commercial automobile physical damage, motor truck cargo, truckers’ general liability and non-trucking liability written in the US. We write both owner operator and fleet business.
Our casualty account comprises commercial general liability, covering low hazard types of exposure such as slip and fall, food poisoning, etc. We are not a market for casualty business where there is any significant products exposure.
We will also write business on a package basis combining general liability and property under one policy. We have also worked with distribution partners to produce niche products where appropriate.
The main focus of the commercial property account is on small- to medium-sized commercial risks with total insured values below $5m. We will also write business on a package basis combining general liability and property under one policy.
We write homeowners business in both the USA and Canada. We focus on the middle market in terms of property values but will write both low- and high-value risks. We have established a Quote Bind and Issue platform that provides a wide breadth of coverage options and flexibility along with bordereau production.
Providing an outstanding claims service to our clients, including Managing Agents, brokers and policyholders, is of paramount importance.
When a claim happens it can be a worrying time for our insured and they need assurance that their claim will be handled fairly, promptly and efficiently with the appropriate support and advice provided. It is the quality, speed, clarity of communication and professionalism of our claims service which provides that assurance.